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Floor Speech2026-03-04

Text of Senate Amendment 4330

Jeff Merkley
Jeff Merkley
DOR · Senator
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Text of Senate Amendment 4330

Congressional Record, Volume 172 Issue 41 (Wednesday, March 4, 2026) [Congressional Record Volume 172, Number 41 (Wednesday, March 4, 2026)] [Senate] [Page S847] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] SA 4330. Mr. MERKLEY submitted an amendment intended to be proposed by him to the bill H.R. 6644, a bill to increase the supply of housing in America, and for other purposes; which was ordered to lie on the table; as follows: At the appropriate place, insert the following: SEC. __. HOME EQUITY CONTRACTS. Section 137 of the Truth in Lending Act (15 U.S.C. 1647) is amended by adding at the end the following: ``(f) Application to Home Equity Contracts.--The requirements under this section shall apply with respect to home equity contracts, which are contracts that-- ``(1) require an upfront payment to the homeowner; and ``(2) include a requirement to pay back the payment in the future (either after a certain number of years or when the home is sold) that is based, in part on the value of the home.''. ______
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